Week 6 worksheet

Account Safety and Fraud — worksheet

Before you start: where your answers live

What you type here is saved only in this browser, on this device, and it stays across visits — no account, nothing sent to a server.

It will be lost if you clear your browser/site data, use a different browser or device, or open the site in private/incognito mode. For anything you want to keep permanently, also save it elsewhere (print it, or copy it into your own notes).

Account Safety Review

I enabled two-factor authentication on my banking app.My banking password is strong and not reused on any other site.I set low-balance and large-/unusual-transaction alerts (if offered).I saved my bank’s lost/stolen-card number in my phone.I know the safe response to an “urgent” message asking for a code, PIN, or password: hang up and call the number on my card.I know that IdentityTheft.gov is where to report stolen information.

Card protection, at a glance

If a card is used fraudulently	Your protection
Credit card	Liability capped at $50 by law; $0 if reported before use; most issuers offer zero liability. Your own cash isn’t touched while you dispute.
Debit card — reported within 2 business days	Maximum loss $50.
Debit card — reported within 60 days of the statement	Maximum loss can rise to $500.
Debit card — reported after 60 days	Potentially liable for everything taken after that point.
Either card — after you report	You owe nothing for anything taken after you’ve reported it.

Everything you type saves automatically on this device — no account, nothing sent to a server. Clearing site data or switching browser/device erases it.

Mark this worksheet as completeThis is what marks the week done on your progress — opening a page doesn’t count. You can uncheck it anytime.