Week 20 worksheet

How Insurance Works (and Health Coverage) — worksheet

Before you start: where your answers live

What you type here is saved only in this browser, on this device, and it stays across visits — no account, nothing sent to a server.

It will be lost if you clear your browser/site data, use a different browser or device, or open the site in private/incognito mode. For anything you want to keep permanently, also save it elsewhere (print it, or copy it into your own notes).

Fill in what you can from one health plan; the blanks tell you what to look up.

Understand One Health Plan

Monthly premium

Deductible

Coinsurance (your %)

Out-of-pocket maximum

In my own words, the order these apply in (premium / deductible / coinsurance / out-of-pocket max)

Is my usual doctor in-network?

One service this plan excludes or limits

One question I have about my coverage to ask the insurer or my state insurance department

Everything you type saves automatically on this device — no account, nothing sent to a server. Clearing site data or switching browser/device erases it.

Mark this worksheet as completeThis is what marks the week done on your progress — opening a page doesn’t count. You can uncheck it anytime.