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Organizing and Paying Down Debt — worksheet
Before you start: where your answers live
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List every debt, no matter how small. Estimates are fine.
Debt Inventory
| Creditor | Type (secured/unsecured) | Balance | APR | Min. payment | Due date |
|---|---|---|---|---|---|
Snowball vs. Avalanche
| My order | |
|---|---|
| Snowball order (smallest balance first) | |
| Avalanche order (highest APR first) | |
| Which feels more sustainable for me, and why |
Everything you type saves automatically on this device — no account, nothing sent to a server. Clearing site data or switching browser/device erases it.